Loan for Mini Jobbers

Many people also have a minijob to work, because their salary is too low. Others, however, only have a mini-job. The rest will be taken over by the social services. Depending on which species you belong to, there is a loan from the bank or not.

Mini jobber or not, main job

Mini jobber or not, main job

For the credit decision, it is important for the bank that the loan seeker has a permanent job with a corresponding income. The private credit is first of all a minor matter, because the income is not sufficient, there is no credit at all and the request to the private credit has become superfluous. For people who only live on a mini-job and the rest are caught by Hartz 4, there is no credit for mini-jobbers. Things are different for working people who have a mini-job only as an extra income. With two jobs, it should not be a problem to get a loan for mini jobbers.

Conclude a installment contract instead of a loan.

Conclude a installment contract instead of a loan.

However, mini-jobbers do not have to do without the fulfillment of their wishes, at least not if the amount is manageable. Many dealers also offer their goods on installment. For a new TV or a washing machine, the mini-jobber therefore does not have to be his bank, but he can also buy in the multimedia markets and pay in small installments. Up to a certain limit, traders do not ask for income and do not want to see a salary certificate.

It is sufficient if the buyer has a debit card and that there are no negative entries in the private credit. This is not a real loan for mini-jobbers, but much can be realized as well. But everyone should first think carefully about how the installments should be paid. With a mini-job usually not much left. Maybe then should one or the other wish to be asked behind.


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